Acceptance of Terms
By accessing or using Pathway ("Platform," "we," "our," or "us"), you agree to be bound by these Terms and Conditions and our Privacy Policy.
If you do not agree, you must not use the Platform.
Description of Services
Pathway is a digital platform designed to provide:
- Wellness education (physical, mental, financial, and spiritual)
- Goal tracking and progress monitoring
- Personalized recommendations
- Wellness challenges (e.g., hydration, exercise, nutrition)
All services are intended for All services are intended for educational and self-improvement purposes only.
Not Medical or Professional Advice
Pathway:
- not Is not a healthcare provider
- not Does not provide medical diagnosis, treatment, or clinical services
- not Does not provide licensed financial or professional advice
Any recommendations are:
- Informational
- General in nature
- Not a substitute for licensed professionals
⚠️ You should consult a qualified professional before making health or financial decisions.
User Eligibility
You must:
- Be at least 18 years old, or
- Have legal parental/guardian consent
User Account Responsibilities
You agree to:
- Provide accurate and truthful information
- Keep your login credentials secure
- Be responsible for all activity under your account
Collection of Personal and Sensitive Information
To provide personalized services, Pathway may collect:
- Personal information (name, email)
- Health-related information (weight, habits, wellness indicators)
- Socioeconomic information (income level, insurance status)
- Behavioral and usage data
This information may be considered sensitive.
Voluntary Data Submission and Consent
By using Pathway and creating an account, you:
- Confirm that you are voluntarily providing your information
- Acknowledge that some data may be sensitive
- Give explicit consent for Pathway to collect, store, process, and analyze this data
For purposes including:
- Personalization
- Progress tracking
- Platform improvement
- Research (in anonymized or aggregated form)
HIPAA Status Disclosure
⚠️ Pathway is not a Covered Entity under the Health Insurance Portability and Accountability Act (HIPAA).
However, we apply reasonable administrative, technical, and physical safeguards inspired by industry standards to protect your information.
User Responsibilities Regarding Health Data
You agree that:
- You will not rely on the Platform for medical emergencies
- You understand all wellness suggestions are optional
- You assume responsibility for any decisions made based on the Platform
Challenges and Activities
Participation in any challenges (e.g., exercise, nutrition, hydration):
- Is voluntary
- Is done at your own risk
Pathway is not responsible for:
- Injuries
- Health complications
- Outcomes resulting from participation
Data Usage and Analytics
We may use your data to:
- Improve services
- Analyze trends
- Develop insights
We may use anonymized or aggregated data for research purposes.
Third-Party Services
We may use third-party services (e.g., hosting, analytics).
These providers may process your data under their own privacy policies and security measures.
Limitation of Liability
To the fullest extent permitted by law, Pathway is not liable for:
- Health outcomes
- Financial decisions
- Any indirect, incidental, or consequential damages
Your use of the Platform is at your own risk.
Indemnification
You agree to indemnify and hold harmless Pathway from any claims arising from:
- Your use of the Platform
- Your violation of these Terms
Account Termination
We reserve the right to:
- Suspend or terminate accounts
- Remove access
If users violate these Terms or misuse the Platform.
Modifications to the Terms
We may update these Terms at any time.
Continued use of the Platform after updates constitutes acceptance of the revised Terms.
Governing Law
These Terms are governed by:
- The laws of the United States
- The State of Indiana
Contact Information
For questions or concerns regarding these Terms and Conditions, please contact us through the platform or reach out to the FHL Pathways team directly.
We're here to help — don't hesitate to reach out with any questions.